KUALA LUMPUR: CTOS Data Systems Sdn Bhd is offering free MyCTOS reports with Bank Negara Malaysia’s Central Credit Reference Information (CCRIS) for consumers as part of a nationwide financial empowerment campaign. In a statement on Monday, CTOS Data Systems Sdn Bhd said over the past 12 months, there has been a 52% increase in consumers accessing their CTOS credit report. As for the CTOS personal credit report contains details about a person’s debt, account histories for credit cards and loans such as payment history, including any late payments, credit limits or loan amounts, account balances and credit inquiries, CTOS Data Systems said. CTOS Data Systems said potential landlords may also review an applicant’s credit report to decide whether to rent their property or not. Some employers even check credit reports as part of the job application process.

Source: The Star June 28, 2021 07:30 UTC