Diana Clement: The best tools to make your money work for you

Most personal finance concepts transcend borders, and there are plenty of overseas ones as well, such as The Ramsey Show. Personal finance tools and appsFor some people, jumping in there and just doing it is the way to learn. Another international book focused very much on coming of age in personal finance is Why Didn’t They Teach Me This in School? Both Sortedinschools.org.nz and Banqer offer personal finance games. They allow you to lose virtual money rather than the real stuff.