The cost-to-income ratio fell from 36.98 per cent a year earlier to 34.77 per cent, among the lowest in the market. As of June 30, its total assets were worth VNĐ483.9 trillion ($20.39 billion), up 26 per cent year-on-year. The high growth in deposits in particular underlined its prestige and brand value and the trust customers have in the bank. Full adoption of Basel III, room for growthHDBank has adopted Basel III, the highest international risk management standards in Việt Nam today. Its operational safety indicators as of June 30 compared well with the norms set by the State Bank of Vietnam.
