Quiz: Morning quiz: July 5, 2023Includes Next button now appearing on every question

I know, I know, I know. I know, I know, I know. In this paper we report that in the ESCIMO climate model the world is already past a point-of-no-return for global warming. In ESCIMO we observe self-sustained thawing of the permafrost for hundreds of years, even if global society stops all emissions of man-made GHGs immediately. To stop the self-sustained warming in ESCIMO, enormous amounts of CO2 have to be extracted from the atmosphere.

New Zealand’s crown deficit has grown to $6.5 billion in the eleven months ended in May, more than $2 billion worse than forecast in Budget 2023. The shortfall was largely due to weaker tax revenue from corporate profits, which have been struggling against high interest rates. Core Crown tax revenue was $103.3 billion, but $2.2 billion below forecast. Core crown expenses were close to forecast at $115.1 billion but the missing tax revenue added $2.1 billion to the operating balance deficit of $6.5 billion. Net debt was $5.1 billion higher than forecast at $73.3 billion, or 18.9% of gross domestic product (or 39.5% using the old core debt measure at $153 billion).

A video from TikTok user @nataliebonbon has racked up nearly 3 million views after she detailed her flirting with another passenger onboard a Southwest Airlines flight from Nashville to San Diego. Watch the video above.TikTok user @nataliebonbon sent a flirty note to a fellow plane passenger (TikTok/ nataliebonbon)She wrote a note on a napkin to the unaware passenger, "If you're single/interested text me sometime", along with her phone number and the obligatory smiley face. Natalie passed it to the passenger, but he was a bit confused at first, asking if she had dropped the napkin. After posting the video on TikTok, even the airline involved wanted an update: "As the love airline, we're now invested! This story originally appeared on Stuff.co.nz – read the original here.For a daily dose of 9Honey, subscribe to our newsletter here

nzherald.co.nz published this video item, entitled “PM lines up a ‘good chat’ with Kiri Allan | Focus Morning Bulletin: July 4, 2023” – below is their description. Kiri Allan’s future remains uncertain ahead of a meeting with the Prime Minister, Waka Kotahi accused of being overcautious with access to the Harbour Bridge and violent protests ease in France after days of unrest in the latest headlines. Video / NZ Herald / Getty / AP Subscribe and be notified of breaking news: https://goo.gl/LP45jX Check out our playlists: https://goo.gl/Swd249 Like NZ Herald on Facebook: https://goo.gl/tUC4oq Follow NZ Herald on Instagram: https://goo.gl/oLicXe Follow NZ Herald on Twitter: https://goo.gl/Wi6mbv nzherald.co.nz YouTube ChannelGot a comment? Leave your thoughts in the comments section, below. Please note comments are moderated before publication.

'It has to be brutal': All Blacks still haunted by Christchurch shockerSPOTLIGHT: All Black flyhalf Richie Mo’unga says his team can’t afford to be “one-dimensional” when they face Argentina in their Rugby Championship Round One opener in Mendoza on Saturday. ADVERTISEMENTIan Foster’s side learnt some important lessons after their 18-25 defeat to Los Pumas in Christchurch last year. The story continues below…“Real good lessons learned in Christchurch,” Mo’unga told media ahead of Saturday’s clash. ADVERTISEMENT“They are a big physical team, real good loose forwards who want to get on the ball and love to jackal. Not trying to match them, passion for passion, but being really smart about how we play footy.

BOOM:Exactly as TDB has been calling it bitches! LABOUR: 30.5NATIONAL: 30ACT: 15%GREENS: 9.5%Maori Party: 7%NZF: 3%TDB Recommends NewzEngine.comFolks, you can read it here first on TDB or wait for the mainstream media to catch up. Labour still ahead despite terrible months of media attacks because the educated middle are terrified of what a National/ACT Government will do. Increasingly having independent opinion in a mainstream media environment which mostly echo one another has become more important than ever, so if you value having an independent voice – please donate here. If you can’t contribute but want to help, please always feel free to share our blogs on social media

In a Montana Courtroom, Debate Over Whether States Can Make a Difference on Climate Change, and if They HaveA chronological listing of news and opinion articles posted on theduring the past week: Sun, Jun 25, 2023 thru Sat, Jul 1 2023. Story of the Week...

Tuesday, 4 July, 2023 - 09:30Conceived as a way of recognising the unsung heroes in our communities, Prospa’s 2023 Local Business Hero Awards celebrate Aotearoa New Zealand as a nation of small business owners. With a 40% increase in nominations from last year and over 1.74 million impressions across Neighbourly and Stuff, Prospa’s fourth annual Local Business Hero awards was a resounding success. The increased entries are a testament to the fact that Kiwis are embracing not only their local small businesses but the Prospa awards, which are going from strength to strength each year. Prospa managing director Adrienne Begbie said all the usual difficulties of being a small business had become much harder in the current economic environment. Meg has won an NZ Local Business Hero Winner Certificate, $2,500 cash, a Stuff advertising package valued at $5,000 and a Neighbourly advertising package valued at $2,500.

That's now a higher non-performing loan figure than was seen at the peak of the sharp but brief rise in 2020 at the start of the pandemic. But numerically, the peak of the pandemic surge was just under $1.2 billion of non-performing loans in July 2020. Substantial numbers of mortgage customers have still yet to roll over from reasonably favourable interest rates to the much higher rates now prevailing. "However, for households that borrowed during the period of very low interest rates between late 2020 and late 2021, current interest rates exceed some of the test rates used by banks during this period. These borrowers can now use this buffer to limit the rises in their repayments due to higher interest rates.

Bloomberg Television published this video item, entitled “Sharp Yen Appreciation Unlikely Until BOJ Policy Change: Westpac” – below is their description. Sean Callow, senior currency strategist at Westpac Banking Corp., discusses the outlook for the Japanese yen and the Chinese yuan. He speaks with Haidi Stroud-Watts and Shery Ahn on “Bloomberg Daybreak: Australia.” ——– Follow Bloomberg for business news & analysis, up-to-the-minute market data, features, profiles and more: http://www.bloomberg.com Connect with us on… Twitter: https://twitter.com/business Facebook: https://www.facebook.com/bloombergbusiness Instagram: https://www.instagram.com/bloombergbusiness/ Bloomberg Television YouTube ChannelGot a comment? Leave your thoughts in the comments section, below. Please note comments are moderated before publication.

ASB's new one year rate is now 7.25%, up 20 basis points and still the only bank with a one year rate above 7%. ASB's new one year rate is now 36 basis points higher than Kiwibank, 26 basis points higher than its Aussie bank rivals, and 85 basis points higher than Heartland Bank's market-leading rate. ASB's new two year rate is now 30 basis points higher than ANZ, 20 basis points higher than BNZ, Kiwibank and Westpac, and 59 basis points higher than Heartland's market-leading rate. (The one to two year inversion is also unusual at 46 basis points, but that isn't dissimilar to the 40/50 basis points at some other banks). Daily swap rates Select chart tabs 1 year % 2 years % 3 years % 4 years % 5 years % 7 years % 10 years % Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA Opening daily rate Source: NZFMA

Photo: suppliedAn investigation has been launched by Southern Football after a Wanaka footballer was allegedly racially abused in a match against Roslyn Wakari in Dunedin. Too focused on his football, Lourenço said he did not hear a slur, but his teammates did and confronted the crowd. Video of the incident has been sent to New Zealand Football for review. The Qatar Football Association denied the player used a racial slur, saying the two had an exchange of words "in the heat of the moment". Photo: supplied"If you are a mother, it doesn't matter how old your children are, when someone hurts them, I think there's nothing worse to a mother.

1News published this video item, entitled “Flooded couple find Fair Go fix with Watercare” – below is their description. An Auckland couple had seen faecal matter, toilet paper and period products on their lawn and in their house. 1News YouTube ChannelGot a comment? Leave your thoughts in the comments section, below. Please note comments are moderated before publication.

Photo / ODTAll southern highways closed by the weekend’s wild weather have now re-opened as the region cleans up from the winter storm. Brockville was covered in snow yesterday. Roads around Highgate had been gritted mid-morning yesterday, but snow had since fallen and frozen on top, making conditions treacherous. “Contractors will be patrolling roads overnight and treating arterial roads with grit or a de-icing agent where required to alleviate ice and frost. “While treating the roads helps to reduce risk, drivers still need to be particularly careful in icy, winter conditions.”The council website listed eight city roads closed due to snow.