Story continues below this adThe social media effectWhile social media has democratised financial knowledge, it has also created new pressures. Instead of feeling empowered to act, I sometimes feel stuck, overthinking every decision.”The cost of waitingThe fear of making an irreversible mistake has real consequences. He says, “The biggest mental block we see among Gen Z is the dominance of short-term gratification over long-term financial intent. For India’s Gen Z, the path forward isn’t about acquiring more knowledge; it’s about building the confidence to use what they already know. Individual financial situations vary, and readers are advised to consult a qualified financial planner, advisor, or mental health professional before making financial decisions.

Source: Indian Express January 30, 2026 14:28 UTC