Student loan debt: As of September 2017, the average graduate from the class of 2016 owed more than $37,000 in student loan debt, according to Student Loan Hero. She was paying only 3% on their home and student loans. Tip 2: Consolidate those student loans -- but there's a catch. Consider consolidating student loan payments only if you can lower your payment without stretching out your loan term. You might need to lower this amount if you've amassed a giant amount of student loan debt.

Source: The North Africa Journal January 12, 2021 13:17 UTC