We are surrounded by articles, advertisements and enticements prompting investors where to find the best yield, the best returns, the best investments, the best everything. Whenever you’re evaluating a particular financial option, ask the following important questions:What are the risks involved in this strategy? How does this “solution” align with your risk tolerance, time horizon and, most of all, values? Companies who sell these products will tell you all about the living benefits, the death benefits, the long-term care benefits, the potential return benefits, the tax benefits and the guaranteed benefits. You know the old saying: If all you have is a hammer, everything looks like a nail.

Source: Forbes January 17, 2017 15:00 UTC