His travel insurance claim was rejected because the policy did not cover adventure sports. Many adventure sport enthusiasts assume that a standard travel insurance policy will cover all eventualities. One of the most common misconceptions is that overseas medical coverage automatically applies to all injuries, regardless of how they occur. For context, international travel insurance for a two-week trip may cost anywhere between ₹600 and ₹3,000. Before purchasing a travel insurance policy with adventure sports coverage, travellers should review the list of covered activities, limits and sub-limits, and specific exclusions.

Source: The Telegraph January 19, 2026 02:16 UTC