Older homeowners whose children have moved on now have access to bridging finance to encourage them to trade down. To quote the long-time Ronseal advertising slogan, bridging finance does exactly what is says on the tin – it provides a bridge to cover a gap in funding. This is not purely a property product: bridging finance can be useful in pretty much any area of commerce. If you had found your ideal home but had not yet managed to sell your own, you could tap the banks for bridging finance to span the gap. Both your existing home and the one you are using the bridging finance to purchase will act as security on the borrowings.

Source: The Irish Times December 12, 2025 15:31 UTC