The benefit here is that you'll no longer need to follow the market or try to time your way in and out. All you'll need to do is consistently invest on a pre-determined schedule, like every week or every other week. The longer you hold your shares, the more likely you'll be to qualify for favorable long-term capital-gains tax rates, which apply only when you sell. Fidelity ZERO Total Market Index FundSimilar to Vanguard's Total Stock Market but geared toward Fidelity customers, the Fidelity ZERO Total Market Fund (NASDAQMUTFUND: FZROX) offers a very similar set of investments. Yet Fidelity goes even further than Vanguard Total Stock Market with its 0.04% annual expense ratio, offering the ZERO fund at zero cost.

Source: Daily Sun October 03, 2021 21:56 UTC