And if you're trying to step up to it and take a drink of water, you’re going to get blown down the streets. So, even though we can engage online, engage digitally, there still is something to be said about meeting in person that's really hard to replicate online. But when you're an individual investor, you're really saving for your goals. Ptak: Maybe that's a good segue to another topic that we wanted to explore with you, which you've already alluded to, which is investor behavior. I think you're a fan of rules-based investing approaches to help counter some of those negative behavioral impulses.

Source: Forbes November 10, 2021 12:09 UTC