For many working Americans, healthcare benefits are a foregone conclusion. The result is that, increasingly, businesses are redefining workers to “independent status" or reducing their allowable working hours in order to avoid having to provide benefits. Thus, the enactment of the ACA in 2010 accelerated employers’ incentives to limit worker hours by creating, in essence, a hard cap against eligibility for job-provided health care. These PEO platforms are in an ideal position to aggregate benefits for workers, thereby providing much-needed access and affordability. Perhaps the healthcare cost model of the future, however, is one that allocates a pro rata contribution across multiple employers.

Source: Forbes January 20, 2018 21:11 UTC