Cumulative credit card spending reached NT$4.14 trillion (US$131.7 billion) in the first 10 months of the year, marking a 6.65 percent increase from the same period last year, Financial Supervisory Commission data showed. Photo: Lee Chin-hui, Taipei TimesCathay United Bank (國泰世華銀行) reported double-digit growth in overseas spending and transactions via online travel agencies, while Taishin International Bank (台新銀行) saw overseas card spending surge 22 percent year-on-year. Demographically, consumers aged 30 to 49 accounted for more than half of total spending at Cathay United Bank, while Taipei Fubon Bank said its core spending cohort was aged 40 to 49. Looking ahead, the banks expect credit card spending to post double-digit percentage growth next year, supported by sustained demand for overseas travel, experiential consumption and the continued expansion of digital payment ecosystems. These moves set the stage for an increasingly competitive credit card market, as issuers vie for consumers drawn to convenience, rewards and a seamless digital payment experience.

Source: Taipei Times December 30, 2025 16:56 UTC