Having a good credit score is vital for getting a mortgage, phone contract and even hiring a car abroad, but many struggle to understand why theirs is less than impressive. There are three categories of people who tend not to have a good rating, through no fault of their own; young people, those over 65, and people who have moved to the UK. All may not have taken out enough credit in this country to build up a good track record for paying their bills on time. There is no way of working out whether they are creditworthy or not,” says Sam Diamond of Clearscore, a credit check agency. We explain what you can do to boost your rating.

Source: The Times March 16, 2018 17:03 UTC