Talk to a mortgage broker, or use a mortgage rate comparison tool like that on CCPC.ie to compare rates. Average premiums rose from €1,827 to €1,902 per adult in 2025, according to Health Insurance Authority figures, with some individual premiums much higher. But we need to be careful of increases quoted as averages, says Dermot Goode, founder of broker, Health Insurance Ireland. If you’re not vigilant about switching plans or providers, your health insurance can cost more than it needs to, and with potentially less cover. Consumers stay an average of 20 years on health insurance plans, says the HIA.

Source: The Irish Times April 01, 2026 08:30 UTC