For many young Thais starting their careers, buying a home is less of an immediate goal and more of a long-term aspiration. According to Thakorn Piyapan, president of TMBThanachart Bank (ttb), homebuyers earning less than 30,000 baht a month face significant hurdles in securing mortgages. The bank is prioritising new homes priced at 7-10 million baht, focusing on customers earning a minimum of 70,000 baht a month. "Under these circumstances, new graduates and first-time workers earning no more than 30,000 baht a month have limited access to mortgages," Mr Thakorn said. As housing becomes less attainable for young workers, renting a home, a gadget or a lifestyle appears to a defining feature of a new economic reality.

Source: Bangkok Post December 29, 2025 00:26 UTC