A notable example is the Ubuntu Self-help Group in Yemulwa Village in Kathonzweni Sub-county. “He told us to start a self-help group so that we could benefit as a community,” Mr Ngovi offers. Besides, it closes at 4.30pm, yet medical emergencies often occur at night, Mr Ngovi says. “We review a member’s ability to repay even before we give them the money,” Mr Ngovi reveals. Failure to do this attracts a 100 per cent fine on the balance, Mr Ngovi says.

Source: Daily Nation November 22, 2016 19:33 UTC