I did what many people would do, I put faith in the person she had trusted for decades - her financial adviser. Wiped the debts, cranked up my super through salary sacrifice, stashed an emergency fund away and handed my financial adviser the reins to manage my investments through Netwealth. What I thought was a simple, low-cost investment strategy was in reality an expensive ecosystem designed to keep charging me month after month. Closer to home, low‑cost ETFs have vocal advocates, including Barefoot Investor Scott Pape. 'These days I have roughly 95 per cent of my net worth in a handful of low‑cost exchange‑traded funds,' Pape writes.

Source: Daily Mail April 11, 2026 15:03 UTC