If you're a first-time homeowner, you may not know that flood insurance is not included in homeowners' insurance. You can start a search for a homeowners' insurance policy that works for you with the Florida Office of Insurance Regulation's Homeowners Rate Comparison Tool. For flood insurance resources, FEMA's National Flood Insurance Program (NFIP) has a list of companies that offer flood insurance in Florida. If there's a high risk of you making a claim shortly after applying for your insurance policy, insurance companies are less likely to approve you. Renters can have flood insurance, tooSimilar to home insurance, flood insurance is also available to renters.

Source: The Herald June 28, 2023 10:14 UTC