It’s won mile after mile of consistent pacing, mental grit, strategic breaks and a relentless eye on the finish line. According to the 2025 Global Findex report, about 50.2 percent of adult Filipinos had financial accounts by the end of 2024. These targets are the major signposts for inclusion’s next mile. Design that speaks native languages, embraces local context, and minimizes fraud anxiety; the very features highlighted in the Mastercard-RCBC financial health research. As EVP and chief innovation and inclusion officer of RCBC, he has driven large-scale digital initiatives that advanced financial inclusion.

Source: Philippine Star January 24, 2026 16:34 UTC