Overall, household total disposable income was at €185 billion, while consumer spending was €161 billion, leaving gross household savings of €24 billion. Photograph: iStockIrish households saved an estimated €24 billion in 2025, according to new provisional figures from the Central Statistics Office (CSO), or an average of €2 billion per month. Overall, household total disposable income was at €185 billion, while consumer spending was €161 billion, leaving gross household savings of €24 billion, largely unchanged from 2024. As a result, the household saving rate was provisionally estimated at 13 per cent in 2025, down from 13.3 per cent in 2024. “The saving rate tends to be lower in the fourth quarter due to additional household spending at Christmas,” the CSO said.

Source: The Irish Times April 10, 2026 19:48 UTC