Home loans in long-term mortgage arrears had an outstanding balance of €3.9 billion at the end of December, accounting for 83 per cent of balance on all accounts in arrears over 90 days. Photograph: iStockIrish long-term mortgage arrears fell 16 per cent last year amid regulatory pressure for lenders to resolve more difficult cases, declining interest rates among nonbank lenders, and rising house prices. The Central Bank has been pushing lenders in recent years to resolve long-term arrears. Meanwhile, there were 47,320 residential mortgage accounts for Irish buy-to-let (BTL) properties in the market, with an outstanding balance of €6.6 billion. The outstanding balance on these accounts was €1.4 billion at end-December, 22 per cent of the total outstanding balance on all BTL mortgage accounts.

Source: The Irish Times March 14, 2026 00:48 UTC