Today, Kel Galavan is a popular money coach and author, but 10 years ago, her financial situation was far from perfect. “The day we actually got back up to zero, the day we were worth nothing, that was one of the best days of my life,” she told host Katie Byrne on the latest episode of Money Talks. Having climbed out of negative equity and saved over €27,000 during a no-spend year, Ms Galavan is living proof that we can overcome even the most trying financial situations. She also knows a thing or two about investing and the rookie mistakes that beginner investors tend to make. “I trusted myself, but I did not understand economies,” she said.

Source: Irish Independent February 04, 2026 18:37 UTC