Mortgage rates have fallen again, taking them to their lowest level in almost three years. The average mortgage rate for the month was 3.50pc. This leaves Irish mortgage rates at their lowest level since February 2023 and the sixth highest in the eurozone. Back in 2022 Ireland had the highest mortgage rates in the eurozone. He said he does not expect Irish mortgage rates to change much more over the coming months.

Source: Irish Independent February 11, 2026 18:44 UTC