'My house has gone up in value - but I'm broke at the end of the month': VANESSA STOYKOV on the dilemma facing single, female homeowners - and what can be done to start living again
I bought my home years ago and I know I'm lucky - property prices have risen so much that, on paper, I'm sitting on a valuable asset. Between the mortgage, rates, insurance, utilities and ongoing repairs, there's not much left at the end of the month. Vanessa Stoykov gives advice to a single woman who is struggling with her mortgageDear Emma,This situation is incredibly common right now - especially for single homeowners. So, while your home may look like a great asset on paper, it doesn't mean your day-to-day cash flow works. When people talk about using equity strategically, they don't mean spending recklessly.
Source: Daily Mail February 01, 2026 07:43 UTC
