WHY COULD A REFUND BE EASIER IF I PAY BY CREDIT CARD? Pay for your holiday or flight by credit card as this will boost your chances of getting your money back should your airline or travel agent go bust. This is because of the chargeback rights that you have when you pay for something with your credit card. “So if you decide to book today on your credit card, if you book too far in advance of your holiday, you may not be able to get chargeback.”WHAT ABOUT DEBIT CARDS? Where you can get chargeback for something on a credit card, you can usually also do so through your provider’s debit card – though this will depend on the debit card issuer and it may not be as straightforward a process as had you paid with your credit card.

Source: Irish Independent June 04, 2021 19:30 UTC