You may limit who has access to your credit report by using a security freeze, often known as a credit freeze. Your credit score is unaffected by a credit freeze, and it is cost-free. Recognize the Credit Freeze ProcedureFor a credit freeze request to be effective, you must submit it to each of the three main credit agencies. Your Experian credit file may be unfrozen in real time if you make a request via the Experian Freeze Center or your Experian account. Has No Impact On Your Credit ScoreYour credit score won’t be impacted by freezing your credit.

Source: Forbes October 14, 2022 13:01 UTC