In this category of investment, liquidity is the prime driver, and avoiding risks is the next. Similarly, AIFs (alternative investment funds) are recommended for portfolios greater than ₹10 crore. Gold is another asset class where we would part 5% of the corpus—this is an allocation decision and a “safe haven" investment. It’s important to have in-depth knowledge or a good adviser to manage your investments and your behaviour; and this is where a registered investment adviser (RIA) comes in. Lovaii Navlakhi is a registered investment adviser.

Source: Mint July 08, 2021 19:28 UTC