IRCTC travel insuranceThe Indian Railway Catering and Tourism Corporation (IRCTC) provides optional travel insurance for Indian citizens booking e-tickets. IRCTC says it only provides linkage to transact with Insurance Company through its website to take insurance cover and the Insurance company is responsible for policy issuance and claims settlement. Depending on variants, the debit and credit cards also offer complementary accidental insurance cover. Term insurance policyOne can consider buying a term insurance policy too with an accidental death rider where the term insurance policy will pay the sum assured upon your demise to family, Mr. Goel said. The complimentary accidental insurance cover provided by the debit and credit cards, provide at least a basic safety net, if you do not have a health insurance policy.

Source: The Hindu June 06, 2023 08:01 UTC