Is there a “best” (or better) asset allocation for someone entering retirement? The best allocation for any investor is the one where the mix of stocks, bonds, cash and alternative investments allows you to sleep at night. That said, this question raises a good point: A nasty bear market early in retirement, coupled with steady withdrawals from a nest egg, can quickly drain one’s savings. Ask a Question Have a question about planning for and living in retirement? Among them: analyzenow.com (click on Computer Programs and Pre & Post Retirement Planner); firecalc.com; T. Rowe Price Group’s Retirement Income Calculator (www3.troweprice.com/ric/ricweb/public/ric.do); and Vanguard Group’s Retirement Nest Egg Calculator (go to retirementplans.vanguard.com and, at the top of the page, click on: Tools).

Source: Wall Street Journal September 06, 2016 02:03 UTC