It failed entirely to make insurance affordable for small business owners and millions of other Americans. Small business owners, through the National Federation of Independent Business, fought the law on constitutional grounds, taking the case all the way to the Supreme Court in NFIB vs. Sebelius. That’s good news for employers, especially here in California, where 99.8% percent of all employers are small businesses. FlexibilityThe ACA created the Small Business Health Options Program, or SHOP. And the ACA’s employer mandate, which starts at 50 employees, disincentivizes them from turning a successful small business into a larger operation.

Source: Los Angeles Times March 23, 2017 10:00 UTC