I am 32 years old and currently have an investment portfolio worth approximately ₹68 lakh, with around ₹50 lakh allocated to equities and the balance invested in mutual funds. My goal is to build a portfolio of ₹1.25 crore over the next three years. At present, your portfolio consists of ₹50 lakh in direct equities and ₹18 lakh in mutual funds. Equity mutual funds offer greater predictability and stability through diversification and professional management. Also Read | Portfolio management lessons from the MahabharataFinal takeaway With these measures in place, achieving a ₹1.2 crore corpus is a realistic objective.

Source: Mint January 07, 2026 12:47 UTC