If you are covered under your employer's group health scheme do you need a separate retail family floater health insurance? Read on to find out which health insurance is best for you. Base indemnity health plan is mustEven if you are covered under your employer-provided health insurance, it is advisable to buy a separate retail individual or a family floater of your own. The size of your health insurance should be linked to your income and lifestyle, says Prasun Sikdar, MD & CEO, Cigna TTK Health Insurance. Top-up plansTop-up health insurance plans cover policies that offer an additional coverage, beyond the threshold limit of the existing health insurance policy.

Source: dna February 06, 2019 01:18 UTC