The difference or spread between the two, at 2.02 percentage points, has risen in recent weeks and is at... The national average for a 30-year, fixed-rate conforming mortgage was 3.41%, according to the latest data from Freddie Mac released Thursday. Government bond yields have plummeted this week, but mortgage rates haven’t fallen so fast. After plumbing record lows earlier this week, the 10-year yield closed at 1.387% on Thursday.

Source: Wall Street Journal July 07, 2016 16:37 UTC