“I prefer the monthly return,” says one retiree, waiting to subscribe to the new 17.75% Citizen Bond. What is the Egyptian Citizen Bond and How Does the 17.75% Yield Work? The “Citizen Bond” is a tactical strike against the high cost of institutional borrowing. Impact on the Banking Sector: Will the EGP 7.74tn Savings Pool Pivot? If successful, the Citizen Bond will serve as a blueprint for future issuances, potentially lowering the debt-to-GDP ratio as the government seeks more cost-efficient ways to manage its EGP 1.26tn annual interest bill.

Source: Daily News Egypt February 23, 2026 16:01 UTC