The most significant shift in underwriting today is not simply better pricing or new data sources. Underwriting cyber risk now demands a clear understanding of systems, controls, and response readiness. This shift toward predictive underwriting has important implications for businesses. As risk becomes more complex, underwriting is reclaiming its role as the backbone of sustainable insurance. From Old Mutual’s perspective, insurance works best when it supports clients before risk materialises, not only after a loss occurs.

Source: Standard Digital April 12, 2026 12:07 UTC