My accumulated EPF balance at the time of leaving the job was ₹ 50 lakh, including the employer’s contribution. I'm planning to keep my EPF balance intact with the EPFO until I turn 58, so that the corpus continues to earn interest. When I withdraw the entire balance at age 58, will any part of the corpus or accumulated interest become taxable? Would such partial withdrawals have any impact on the taxation of the remaining EPF balance that I plan to withdraw at age 58? The tax treatment at the time of your final withdrawal at age 58 would follow the principles noted above.

Source: Mint March 23, 2026 04:43 UTC