Hertzog, a New Jersey program manager for a healthcare company, was an early adopter of the Xbox card. “The rewards you get with the Xbox card are very lucrative for me," said Hertzog. Xbox’s tens of millions of subscribers skew younger than airline customers, Nealon said, making them more likely to carry a balance and pay interest. Unlike airline cards, the Xbox card doesn’t charge an annual fee. Mike Perri, another New Jersey millennial, said he charges $75 to $85 a month on his Xbox card, which he pays off in full with autopay each month.

Source: Wall Street Journal July 24, 2024 13:59 UTC