Guaranty Trust Holding Company Plc has reported a profit before tax of N1.23tn for the financial year ended December 31, 2025, driven by strong growth in its core earnings despite a decline in profit after tax. According to the results, interest income and fee income rose year-on-year by 23.2 per cent and 25.9 per cent, respectively, supporting the Group’s earnings performance. The outcome builds on the momentum recorded in 2024, when GTCO posted a record profit before tax of N1.27tn, boosted by N517.5bn in fair value gains that did not recur in 2025. Profit after tax for the 2025 financial year stood at N865.75bn, compared to N1.02tn recorded in 2024. Importantly, this strong core earnings performance underpins our capacity to sustain and grow shareholder returns,” he added.

Source: Punch April 01, 2026 15:29 UTC