A “good" credit score is a must to get the best rates on loans or to get a credit card that you wanted. Usually, 750 is considered a “good" credit score. Score requirement differs based on product: A lender’s credit score requirement may differ from product to product. According to Bansal, the lender could even change the credit score requirement based on the funding a borrower needs. Highest credit score achievable: The perfect score of 900 is rare.

Source: Mint July 14, 2021 20:03 UTC