Auto-enrolment means that many people who already have a private pension will now have a second pension pot to look after. I have a private pension to which I contribute the maximum amount each year. Will the auto-enrolment contributions, including my employer’s contributions, have any impact on the amount I can invest in my own private pension? You are very sensibly maxing out contributions to your private pension as it stands. Similarly, any tax-free lump sum you eventually take from My Future Fund will also count towards the overall lifetime tax-free lump sum limit of €200,000.

Source: The Irish Times January 18, 2026 16:01 UTC