For the duration of the pandemic, Mr. Keller said, museums should assume that they would be in permanent “night mode,” relying on security measures that are generally in place when institutions close for the evening. Insurance levels would probably remain the same, he said, unless a museum was displaying works that were on loan from another institution. In that case, Mr. Keller said, the borrowing museum might adjust insurance to make sure the items on loan were covered. All museums operate differently, but they typically carry insurance that would provide coverage in the event of theft, fires and floods. Insurance for a permanent collection may be written on a blanket basis, instead of tied to a list of specific works.
Source: International New York Times April 07, 2020 09:00 UTC